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Whether you’re determining how much house you can afford, estimating your monthly payment with our mortgage calculator, or looking to prequalify for a mortgage, we can help you at any part of the home buying process. See our current mortgage rates.
This includes covering the mortgage or finance payments, property insurance, property taxes, and utilities so contractors have access to electricity and water. These types of bills are paid monthly.
Generally the initial interest rate is lower than a fixed rate mortgage and therefore the monthly payment will be lower. Because the interest rate and payment amount are lower, it may be easier to qualify for an ARM than a fixed rate. The interest rate you pay will generally drop if prevailing interest rates go down.
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